Intelligent CXO Issue 39 | Page 25

BUSINESS STRATEGY

Why KYB is the key to financial crime compliance and business success

There are substantial financial and legal consequences which businesses face due to non-Financial Crime Compliance , which can lead to litigation , bankruptcy , damaged reputation and loss of investor confidence . Chris Denbigh-White , CISO at Next DLP , highlights the importance of Know Your Business ( KYB ) processes in mitigating these risks . He explores how the various methodologies and technologies can help .

Financial Crime Compliance ( FCC ) encompasses a set of policies , procedures and practices established by financial institutions to prevent and detect financial crimes . Intended to keep the financial system trustworthy , they do so by enforcing laws and getting rid of unethical practices like terrorist financing , money laundering and fraud .

According to a study conducted by Forrester on behalf of LexisNexis in November 2023 titled , True Cost Of Financial Crime Compliance Study , 2023 United States And Canada , the total cost of FCC was US $ 61 billion . This puts a massive financial strain on businesses – and if it keeps up – it could lead to lawsuits and even bankruptcy for those involved .
Non-compliance also brings legal consequences from the government , regulatory bodies and affected parties like customers , employees and competitors . It doesn ’ t just result in financial penalties . Lengthy and expensive legal battles www . intelligentcxo . com
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